Author Archives: Terry Stanfield



Can Long Term Care Insurance Help In Your Retirement Years

Posted by Terry Stanfield  •  Dec 20th, 2011  • 

In today's world, you never know what's going to happen or when. Having the right insurance will benefit you.

What Is The Value Of Long Term Care Insurance

Posted by Terry Stanfield  •  Dec 14th, 2011  • 

Long term care is a reality of growing old. As we get older, the possibility of needing someone to help us take care of ourselves is going to increase. Things could turn out for the best and you may not need long-term care, or they could turn out for the worst and you could need ongoing, long-term care. There is no way to predict what will happen in the future, but there is a way to plan for it.

Understanding The Value Of Long Term Care Insurance

Posted by Terry Stanfield  •  Nov 30th, 2011  • 

Long term care is a reality of growing old. As we get older, the possibility of needing someone to help us take care of ourselves is going to increase. There is no way to predict what will happen in the future, but there is a way to plan for it.

This Is How A Worker's Compensation Program Works

Posted by Terry Stanfield  •  Nov 20th, 2011  • 

Worker's Compensation programs were enacted to benefit both employees and employers. Employers are shielded from lawsuits which in turn enables them to thus control their costs through insurance designed to cover payments for claims. Employees receive compensation in the form of monetary payments as well as coverage for at least part of their medical expenses.

Familiarize Yourself With How Worker's Compensation Works

Posted by Terry Stanfield  •  Nov 5th, 2011  • 

Workers compensation is a great thing but most people never look into it until something bad happens. Until the early part of the 20th century, workers in the United States had few options if they were injured on their jobs. Somebody who has hurt while working or became ill because of working conditions could sue the employer, but most often the employers would win lawsuits.

Understanding The Difference Between LTC Insurance And Long-Term Disability?

Posted by Terry Stanfield  •  Oct 27th, 2011  • 

here is often a degree of confusion when individuals are dealing with long-term care (LTC) insurance and long-term disability coverage for obvious reasons.

Understanding The Fundamentals Of Worker's Compensation

Posted by Terry Stanfield  •  Oct 19th, 2011  • 

Worker's Compensation was established to protect both employers and employees. Employers can budget costs by using insurance plans to cover payments to injured workers rather than risking litigation.

Understanding The Value Of Long Term Care Insurance Is Crucial In Today's Society

Posted by Terry Stanfield  •  Oct 4th, 2011  • 

Many folk inadvertently find understanding the value of long-term care insurance to be a difficult task. You must be in a position to understand all of the values that lie behind having long-term care insurance for your existence and what it can substantially do to be of benefit to you.